TROUBLE OF BANK

In modern life is the existence of banks which had already become an important requirement for the wider community. Start saving money than people who come to borrow money and who use his services to transfer money from one town or city states or other countries. So how does Islam view about banking? Follow these studies and see! About this banking has been known less sebenaroya LBH 2500 BC in Ancient Egypt and Greece and then by the Romans. Modern banking developed in Italy during the Middle Ages which is controlled by a few families to finance the Pausan and wool trade. Subsequently developed rapidly in the 18th century and 19. In accordance with its functions divided banks to the bank's primary bank which creates money circulation and secondary banks are banks which do not create money also can not zoom in and out flow of money such as savings banks urnum financing and business development. If we look at the structure of the legal form of banks in Indonesia are state banks local banks are private banks, national banks are a mixture of foreign-owned banks and cooperatives. In this topic there are two issues that will be discussed, namely banks and bank rents and fees. The interest and understanding of Bank Bank under the Banking Act of 1967 Main undarig adl financial institution which essentially memberikankredit business and services in a payments traffic and circulation of money. Of these limits is clear that the bank will selaludikaitkan business with money issues. In the Ensikiopedi Bank Indonesia stated that a financial institution which is principally adl effort to give credit and services in a payments traffic and circulation of money with the aim of meeting the credit needs of its own capital or with others. Apart from that also distribute the new currency in the form of cash or bank demand deposits. So it is engaged in financial activities as well as credit and includes two important functions, namely as an intermediary lender and create money. Adl term rents derived from the Dutch language which is known with the term lbh interest. By Fuad Muhammad Fachruddin noted that rents are profits which the company acquired his services meminjarnkan krn bank money to launch a company of people yangmeminjam. Thanks to the help of bank meminjarnkan who advanced him money to grow the company and profit earned which also increase. According to Fuad Fachruddin that rents collected by the bank which was unlawful. For the payment of money which dipinjarnkannya LBH. LBH was money which was adl of usury and usury was unlawful. Then in terms of others that the bank knew it was only to receive a profit without any risk. Bank meminjarnkan rentenya money collected is then rents it solely to bank profits that are already established advantages. The bank did not want to know if people who borrow money or profit and loss. Known to exist in the Islamic doctrine of usury and mengharamkannya. Islam does not recognize the modern banking system in a practical sense so that differences of opinion. Different views in assessing this issue will result in the conclusions of law arise which may be different in terms of presence and halal haraam. With the world banking system seems increasingly well-established interest in the modern economy selungga almost impossible to avoid it let alone eliminate it. Bank at this moment is something the economic strength of modern society. In one sense there is a demand that bank presence in the community for financial roengatur traffic on the other side of this problem which is faced with the belief held by urnmat Islam since the beginning of Islam's presence has didoktrinkan that usury was unlawful. At dihararnkan usury was entrenched in the society of ignorance which is the extortion of the rich against the poor